RDC Properties Limited (RDCP.bw) listed on the Botswana Stock Exchange under the Property sector has released it’s 2012 interim results for the half year.For more information about RDC Properties Limited (RDCP.bw) reports, abridged reports, interim earnings results and earnings presentations, visit the RDC Properties Limited (RDCP.bw) company page on AfricanFinancials.Document: RDC Properties Limited (RDCP.bw) 2012 interim results for the half year.Company ProfileRDC Properties Limited is a property management, development and rental company in Botswana. It also has interests in Madagascar through a Mauritian-based subsidiary. The company develops and manages commercial, industrial and residential developments which are based in prime locations in major towns and cities of Botswana. RDC Properties Limited offers long-term value to its shareholders through construction income, rental income, hospitality income, capital appreciation and the sale of premium properties. Landmark properties in its portfolio include Masa Centre, Standard Chartered House, Chobe Marina Lodge and Isalo Rock Lodge. RDC Properties is investigating investment opportunities to expand its footprint in South Africa, Mozambique and Namibia.
‘Intentional discipleship’ or ‘Jesus-shaped life’ is moving through the communion, ACC members say Join the Episcopal Diocese of Texas in Celebrating the Pauli Murray Feast Online Worship Service June 27 Canon for Family Ministry Jackson, MS Rector Knoxville, TN Curate Diocese of Nebraska ACC17, Rector Smithfield, NC Anglican Consultative Council Featured Events Tags Press Release Service Cathedral Dean Boise, ID AddThis Sharing ButtonsShare to PrintFriendlyPrintFriendlyShare to FacebookFacebookShare to TwitterTwitterShare to EmailEmailShare to MoreAddThis Rector Pittsburgh, PA Virtual Celebration of the Jerusalem Princess Basma Center Zoom Conversation June 19 @ 12 p.m. ET Associate Rector Columbus, GA Rector Tampa, FL An Evening with Presiding Bishop Curry and Iconographer Kelly Latimore Episcopal Migration Ministries via Zoom June 23 @ 6 p.m. ET Director of Music Morristown, NJ In-person Retreat: Thanksgiving Trinity Retreat Center (West Cornwall, CT) Nov. 24-28 Priest Associate or Director of Adult Ministries Greenville, SC Assistant/Associate Rector Washington, DC Family Ministry Coordinator Baton Rouge, LA Remember Holy Land Christians on Jerusalem Sunday, June 20 American Friends of the Episcopal Diocese of Jerusalem TryTank Experimental Lab and York St. John University of England Launch Survey to Study the Impact of Covid-19 on the Episcopal Church TryTank Experimental Lab Rector Hopkinsville, KY The Church Pension Fund Invests $20 Million in Impact Investment Fund Designed to Preserve Workforce Housing Communities Nationwide Church Pension Group Seminary of the Southwest announces appointment of two new full time faculty members Seminary of the Southwest Curate (Associate & Priest-in-Charge) Traverse City, MI The Rev. John Kafwanka, Anglican Communion Office director of mission, leads a session on intentional discipleship April 30 at the Anglican Consultative Council meeting in Hong Kong. Photo: Neil Vigers/Anglican Communion News Service[Episcopal News Service — Hong Kong] Anglicans across the communion are beginning to see how to live a Jesus-shaped life in the “season of intentional discipleship.”That was the message here April 30 as Anglican Consultative Council members attending the council’s 17th meeting spent the morning discussing the modern version of what many said has been the foundation of Christianity since Jesus told the disciples to be his witnesses to the ends of the earth.Meeting in Lusaka, Zambia, in 2016, the ACC accepted a report titled Intentional Discipleship and Disciple-Making: An Anglican Guide for Christian Life and Formation and called (via Resolution 16.01) for a “season of intentional discipleship” from then until ACC-18, which is likely to be held in 2021.Northern Argentina Bishop Nick Drayson said the term “Jesus-shaped life” is a more specific term than “intentional discipleship.” Photo: Mary Frances Schjonberg/Episcopal News ServiceNorthern Argentina Bishop Nick Drayson, a member of the committee guiding the initial work, told the council April 30 that the term “intentional discipleship” needs some unpacking. The group coined the phrase “Jesus-shaped life” because, he said, “it makes more sense.” He said the phrase refers to the lives of individuals and communities being shaped by Jesus “rather than the world or anything else molding us,” while also being examples to others.The Rev. John Kafwanka, Anglican Communion Office director of mission, agreed. “We have talked a lot about Jesus but sadly many people have not seen Jesus in us,” he said.The hope, Drayson said, is that the Anglican Communion will become known as a group of churches made up of disciples who lead others to discipleship in all aspects of their lives, such as parenting, work, and life in one’s culture. “It’s not just about church activities,” he said.Anglicans in South Sudan need help learning to become Jesus’ disciples and not just churchgoers, the Rev. Bartholomew Bol Deng, clergy member from the Province of South Sudan, told his colleagues. Photo: Neil Vigers/Anglican Communion News ServiceThe Rev. Bartholomew Bol Deng, clergy member from the Province of South Sudan, said that most of the dioceses in his province are “young” and filled with people who were recently evangelized. Many of them need to take the next step, he said, of learning “how to be a disciple of Jesus Christ, not just to come to church.”His comment came during one of many short report-back moments in a morning that alternated between presentations about the work and frameworks for creating context-specific programs, and table discussions among the members.Mark Senada, a youth member from Egypt, said he believes there is a “longing for seeing good Christians who say what they do and do what they say,” just as Jesus did.Edmonton Bishop Jane Alexander told her colleagues that the idea of intentional discipleship has been “like a train gathering speed” in her diocese after a series of activities across the Canadian diocese encouraged people to begin talking about what living a Jesus-shaped life meant. “Sometimes we have to rediscover Jesus,” she said.There were two reasons for beginning the work, Alexander said. First, was increasing secularization. “In my context, the church can no longer assume that the story of Jesus Christ is known. Our evangelism effort can’t assume we’re reacquainting people with an old friend or a childhood memory, but it’s often a completely new introduction to God in Christ Jesus,” she said. “We’ve seen firsthand that, as much as we might wish it, the prevailing culture doesn’t bring people through our doors.”Yet, in asking those people who are in the church to go out and tell others about Jesus, “they often don’t know where to begin,” she said. “Therefore, our discipleship efforts [up until now] have engendered a sense of shame and guilt for not having been good enough doing it.”Second was a litany of pain from generations of trauma experienced by the indigenous people of Alberta, including nearly 2,000 murdered or missing girls and women. Some 12 percent of Albertans live in poverty, including one-fifth of all children and half of all indigenous children. There is a lack of clean drinking water in many of those communities. Use of food banks has increased by 50 percent in the last 10 years. There is human trafficking, addiction, teen suicide and social isolation.“People need to hear good news, but we had a problem. We needed a shared understanding of our own personal call to be disciples,” she said.Rosalie Ballentine, The Episcopal Church’s lay member, said the idea of discipleship reminds her of the old question, “What would Jesus do?”Not matter the term, she said, the intent is for Christians “to be the people who are out there fighting for those who are the least of them, those who can’t fight for themselves, fighting against injustice.” Ballentine said Christians cannot “just say that we’re going to be nice and kind to our neighbors or our colleagues, but [they have] to speak truth to power, to stand up for what is right because that’s what Jesus did and so that’s what we should do.”The Rev. Canon Jerome Stanley Francis from the Province of Southern Africa echoed that notion, saying that “challenging the authorities of the day” is an important part of discipleship.Leading a Jesus-shaped life, he said, means speaking that truth to “leaders who abused their power, their authority, their people” and “misuse the trust that people have in them.”The committee is identifying examples of best practices in discipleship programs around the communion to share with other Anglicans and is also encouraging Anglicans to develop programs that make sense in their cultures. Those resources are being shared here.Bishop of Chelmsford Stephen Cottrell, another member of the working group, cautioned that the Anglican Communion “tends to be the sort of church that produces pages of documents; it’s our way of doing things.” He suggested that “we have to get away from the idea that being a disciple is like doing a degree in God.”Cottrell said it’s not that the working group wants the church to be anti-intellectual, but “I think we need to become a much better church at telling stories; that’s how Jesus taught. A story doesn’t close down meaning; it finds community, it finds dialogue.”During a news conference on April 27, Archbishop of Canterbury Justin Welby said that “intentional discipleship” is an idea which has to work its way throughout the communion in much the same way the concept of the Five Marks of Mission took time to anchor itself in Anglicans’ consciousness.“It’s a process of cultural change rather than a sudden declaration from on high,” he said.Many times, Anglican communities are doing the work of intentional discipleship “without the title being attached,” Margaret Swinson, ACC vice chair and member from the Church of England, said at the news conference.On May 2, ACC members plan to visits places in the Hong Kong Sheng Kung Hui, the Anglican province in Hong Kong, where intentional discipleship is being put into practice.Archbishop of Hong Kong and ACC Chair Paul Kwong said at the news conference that the province recently committed itself to the work through theological education, evangelism and social services.Read more about itACC background is here.Ongoing ENS coverage of the ACC is here.The Anglican Communion News Service is also covering the meeting here.Tweeting is happening with #ACC17HK.The bulk of the meeting is taking place at the Gold Coast Hotel, about 45 minutes from central Hong Kong.– The Rev. Mary Frances Schjonberg is the Episcopal News Service’s senior editor and reporter. Rector/Priest in Charge (PT) Lisbon, ME Assistant/Associate Rector Morristown, NJ Bishop Diocesan Springfield, IL Associate Priest for Pastoral Care New York, NY Rector Martinsville, VA Rector Washington, DC Episcopal Migration Ministries’ Virtual Prayer Vigil for World Refugee Day Facebook Live Prayer Vigil June 20 @ 7 p.m. ET Rector Belleville, IL Inaugural Diocesan Feast Day Celebrating Juneteenth San Francisco, CA (and livestream) June 19 @ 2 p.m. PT Youth Minister Lorton, VA This Summer’s Anti-Racism Training Online Course (Diocese of New Jersey) June 18-July 16 Rector Bath, NC By Mary Frances SchjonbergPosted Apr 30, 2019 Featured Jobs & Calls Course Director Jerusalem, Israel Rector (FT or PT) Indian River, MI Submit a Press Release Assistant/Associate Priest Scottsdale, AZ Anglican Communion, Rector Collierville, TN The Church Investment Group Commends the Taskforce on the Theology of Money on its report, The Theology of Money and Investing as Doing Theology Church Investment Group Priest-in-Charge Lebanon, OH Submit a Job Listing Submit an Event Listing Rector and Chaplain Eugene, OR Associate Rector for Family Ministries Anchorage, AK Episcopal Charities of the Diocese of New York Hires Reverend Kevin W. 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Share on Facebook Tweet on Twitter The Anatomy of Fear Save my name, email, and website in this browser for the next time I comment. Free webinar for job seekers on best interview answers, hosted by Goodwill June 11 Support conservation and fish with NEW Florida specialty license plate TAGSDigital Sales ExecutiveOffice ManagerThe Apopka Voice Previous articleIn case you missed it: The Apopka news week in reviewNext articleFake Facebook message warns users not to accept Jayden K Smith hacker Denise Connell RELATED ARTICLESMORE FROM AUTHOR You have entered an incorrect email address! Please enter your email address here Please enter your comment! Please enter your name here Bring your digital sales savvy to The Apopka Voice The Apopka Voice is expanding.In just 18 months our innovative online news site has published over 3,000 articles, over 5,000 Facebook likes and over 30,000 readers visit our site and Facebook page every month.The Apopka Voice serves as the premier provider of daily local news in the Apopka community. Our content is timely and relevant and our online readers are engaged, loyal visitors.And now we are hiring digital sales executives who are reliable, responsible and want to expand with us in the area of advertising sales. We want you to build a business.Your role at The Apopka Voice will be to:Develop strategic solutions that meet the unique needs of each clientAct as a digital marketing consultant to local businessesBuilding and maintaining relationships with new and existing clientsMeet and exceed monthly sales goalsThe right person for this role will have:Strong and collaborative presence to work as a partner to any businessDemonstrated success in new business developmentThe ability to adapt to our unique product and digital strategiesA thorough understanding of digital advertising (display, rich media, push e-mail, native, SEM, SEO and social media, etc.).Preference is given to candidates with a thorough understanding of the Apopka business market and to digital ad sales experienceThis is a salary plus commission opportunity that is a full-time position. Part time commission based positions are available as well. Experience is preferred, but not necessary. We are an equal opportunity employer.Call 407/437-5654 or email your resume to [email protected] to set up an interview. LEAVE A REPLY Cancel reply
About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving. 15 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Advertisement AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis Howard Lake | 11 March 1999 | News Comic Relief have already a legal threat, as reported by UK Fundraising last month, but now they are on the receiving end of a boycott. A Roman Catholic primary school headmaster has “banned Red Nose Day” at his school because of Comic Relief’s funding of family planning charities. Comic Relief have already a legal threat, as reported by UK Fundraising last month, but now they are on the receiving end of a boycott. A Roman Catholic primary school headmaster has “banned Red Nose Day” at his school because of Comic Relief’s funding of family planning charities. Not surprisingly, his action has been widely reported by the national press and radio. Comic Relief state that since 1985 less than 1% of their grants have been given to family planning charities. The charity has received criticisms in the past from some campaigners who claim that Comic Relief pays for abortions, an allegation that the charity categorically denies. Comic Relief face bloody nose?
AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis The Institute of Fundraising is planning to create a Web site detailing the income and expenditure of the top 500 charities.The Institute of Fundraising will write to the finance directors at the largest UK charities and ask for details of their income and fundraising expenditure for the past five years. The information will be collated and published later in the year on a Web site to be called charitycosts.info.The public will then be able to compare charities of the same size or operating in the same area. Advertisement Howard Lake | 28 May 2002 | News Institute of Fundraising plans charities’ costs Web site 13 total views, 1 views today AddThis Sharing ButtonsShare to TwitterTwitterShare to FacebookFacebookShare to LinkedInLinkedInShare to EmailEmailShare to WhatsAppWhatsAppShare to MessengerMessengerShare to MoreAddThis About Howard Lake Howard Lake is a digital fundraising entrepreneur. Publisher of UK Fundraising, the world’s first web resource for professional fundraisers, since 1994. Trainer and consultant in digital fundraising. Founder of Fundraising Camp and co-founder of GoodJobs.org.uk. Researching massive growth in giving.
When we think of low-wage workers, it’s often service workers who come to mind — fast food and retail workers in particular. Yet growing numbers of workers are toiling in non-union factories, supplying the auto industry with parts, for little more than minimum wage. Over 70 percent of these workers are unorganized.These exploited workers are realizing they need a union to boost pay and benefits and improve working conditions. On May 8 dozens of United Auto Workers members came out early in the morning in Detroit with signs to support workers at Sakhti — an upstart parts supplier where workers earn about $9 an hour — who were voting in a union-representation election.More UAW supporters came back in the afternoon to give the same morale-boosting message to the afternoon shift. One of the chants was “Nine dollars an hour is slave pay, going union is the way!” Most of the workers honked their vehicle horns and gave a “thumbs up” or raised their fists. One courageous worker had a big “Union yes” sign taped to his van.Sakhti occupies the former General Motors Ternstedt plant, shuttered during the wave of closings in 1987. The plant was the first UAW plant to prove the effectiveness of a work slowdown in the 1930s. At that time some UAW leaders were skeptical that the factory workers, a majority of them women and half of them Polish speaking, could be organized. Stanley Novak, a Polish-born communist organizer popular in the immigrant communities, helped the women win union recognition with this experimental but effective strategy.Sakhti workers are continuing this legacy of struggle. Despite company intimidation, including firings, by the end of the day the National Labor Relations Board reported that a majority voted for the UAW.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare this
The United National Antiwar Coalition held a picket line on April 10 outside the Ukrainian Consulate on Bush Street in San Francisco in conjunction with the International Day of Solidarity with the People of Odessa. Demonstrators went inside to present a letter to consulate officials with the following demands: “Stop the repression against relatives and supporters of the 47 people murdered on May 2, 2014!” “Free Alexander Kushnarev, Anatoly Slobodyanik and all political prisoners in Ukraine!” and “No to fascism in Ukraine and all over the world!” The Odessa Solidarity Campaign, Socialist Action, Workers World Party, the Freedom Socialist Party and United Public Workers for Action also sponsored the solidarity rally.FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare this
Mexican compañeras and compañeros in the United States,Please accept fraternal greetings of solidarity from the Mexican Electricians Union, the SME.We are very aware of the difficult situation that you live in that country and we want you to know that you are not alone.There are many Mexicans organized in Resistance here in Mexico, who follow the events closely and who are launching solidarity initiatives in favor of the migrant movement. We demand that the deportations stop, that this policy of racist discrimination stop, and we also support all the initiatives that you are launching [in the U.S.] to defend yourselves against all these attacks.We know that this May 1 there will be a big call by the migrant movements to demonstrate their rejection of these policies of exclusion and you should know that here in Mexico there will also be mobilizations commemorating International Workers Day.And we will take up all these demands that you will raise in support of your interests and in support of a binational unity between workers and people of Mexico with the migrant population in the United States.A fraternal embrace,Long live the migrants’ struggle!José Humberto Montes de Oca Luna,International Secretary of the SMEFacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare this
This article first appeared Sept. 1 in pagina12.com.ar. Translation by Michael Otto.The relationship between the Venezuelan and Colombian governments took new confrontational steps this week. Colombian President Iván Duque made the first accusation after a sector of the FARC [Revolutionary Armed Forces of Colombia] announced a return to arms. Duque asserted that the group, which he called “a gang of narco-terrorists,” has “the shelter and support of [Venezuelan President] Nicolás Maduro’s dictatorship.”The Venezuelan government responded with a communiqué rejecting the accusations. “It is bizarre that Iván Duque, with absolute audacity, intends to shift to third countries and third parties his sole responsibility for the planned dismantling of the peace process and for blocking compliance with the commitments assumed and signed onto by the State of Colombia.” This is not the first time that the Colombian government has accused Venezuela of letting insurgent forces operate in its territory, particularly the National Liberation Army (ELN). In addition to this, it had been alleged that FARC leaders Iván Márquez and Jesús Santrich — present in the video that was released to announce the return to arms — were in the neighboring country [Venezuela].Venezuela’s Defense Minister Vladimir Padrino López denounced Iván Duque’s accusations as an attempt at warmongering: “The political problem facing Colombia cannot and must not lead to a military confrontation. We urge you not to seek excuses or pretexts with false positives to try to violate our territorial sovereignty, either by conventional forces or by irregular groups.”In that context, on Aug. 31, Venezuelan Minister of Communication Jorge Rodríguez denounced the operation of three military training camps in Colombia where terrorist actions against the Venezuelan government and society are being prepared.Rodriguez affirmed that one is located in the city of Maicao, 2.5 kilometers from the border, another in Rio Acha and the third in the Sierra Nevada de Santa Marta. He explained that the first two are training for the use of explosives, and the third is for military training. Rodríguez charged that “they are training more than 200 people there to carry out paramilitary actions, terrorism, selective assassinations, and aggression on the border.” “Iván Duque, what are you going to do?” the Minister of Communication declared when exhorting the president of Colombia to dismantle the training centers, which makes him an accomplice to these crimes, he said.Rodriguez explained that the Venezuelan authorities were able to confirm the existence of the facilities after disrupting three actions involving explosives. The first two were to occur on Aug. 17, when [terrorists] had planned to detonate explosives loaded with C4 in front of the headquarters of the Special Action Forces and a building in the 23 de Enero neighborhood, a Chavista stronghold. The third action had been scheduled for the end of August, with the detonation of an explosive in the Palace of Justice of Caracas, located in one of the busiest areas of the city center.“All of this is part of a plan that would culminate in the next two weeks. They intended to perpetrate actions of greater and greater magnitude against the people of Venezuela and the president of the Republic,” Jorge Rodríguez charged.The intersecting accusations marked a return to the highest level of tension since Feb. 23 when the Colombian government opened two international bridges to try to bring trucks and demonstrators by force into Venezuelan territory. The following night there was an attack by a group of 60 paramilitaries on a Bolivarian National Guard post a few kilometers from the international bridge.This is not the first time that the Venezuelan government has accused Colombia of playing an active part in the attempts to overthrow Nicolás Maduro. In August 2018, Venezuela pointed out that the perpetrators of the president’s assassination attempt had entered a camp in Colombia, more precisely in Chinácota. From there they had also brought the drones that were carrying the bombs used to carry out the action.The escalation occurs at a time of crisis for the Venezuelan opposition, which has lost its ability to mobilize and to raise the expectations of its supporters. Its initiatives have been reduced in recent weeks, as well as its national and international media impact.The counterpart on the international scene could be seen in two major news items. The first one was similar to what Cuba, Iran, Syria and North Korea are facing. The second one was political, with recognition of the existence of direct dialogue between the U.S. and Venezuelan governments.The latter occurred after Maduro decided to withdraw from talks with the opposition in Barbados, due to the latest unilateral actions of the United States. The confirmation of back-channels dialogue between the two governments showed that the resolution of the conflict depends on an agreement with the U.S. government, the real decision-maker, financier and coordinator of the attempt to overthrow Maduro.The possibility of such an agreement still appears to be far away in a deadlocked game. The U.S. claims that it will be unwilling to negotiate unless the Venezuelan president leaves office prior to an election. As for Maduro’s government, one of their demands is the withdrawal of the blockade against the country.How will the new escalation between Venezuela and Colombia play out in this context? The Venezuelan government has denounced the labyrinthine war plans being prepared from the neighboring country on several occasions. Venezuelan Vice President Delcy Rodríguez announced that she will present evidence to the United Nations on “the protection and shelter provided by Iván Duque to terrorists and armed groups in Colombia which are authorized by him to attack our constitutional order.”FacebookTwitterWhatsAppEmailPrintMoreShare thisFacebookTwitterWhatsAppEmailPrintMoreShare this
Christina Hughes Babb is a reporter for DS News and MReport. A graduate of Southern Methodist University, she has been a reporter, editor, and publisher in the Dallas area for more than 15 years. During her 10 years at Advocate Media and Dallas Magazine, she published thousands of articles covering local politics, real estate, development, crime, the arts, entertainment, and human interest, among other topics. She has won two national Mayborn School of Journalism Ten Spurs awards for nonfiction, and has penned pieces for Texas Monthly, Salon.com, Dallas Observer, Edible, and the Dallas Morning News, among others. Home / Daily Dose / Seriously Delinquent Mortgage Loans Up 1.7 Million in 2020 Seriously Delinquent Mortgage Loans Up 1.7 Million in 2020 Subscribe Demand Propels Home Prices Upward 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago January 22, 2021 2,623 Views Share Save Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Data Provider Black Knight to Acquire Top of Mind 2 days ago About Author: Christina Hughes Babb in Daily Dose, Featured, News Demand Propels Home Prices Upward 2 days ago Governmental Measures Target Expanded Access to Affordable Housing 2 days ago Servicers Navigate the Post-Pandemic World 2 days ago The Best Markets For Residential Property Investors 2 days ago Related Articles The Best Markets For Residential Property Investors 2 days ago 2020 ended with 2.15 million seriously delinquent mortgage loans, that is 1.7 million more seriously delinquent homeowners than when 2020 began — “a looming reminder of the challenges facing the market in 2021,” according to the First Look mortgage loan performance report from Black Knight, published Friday, which includes data from the full year.The increase exists despite continuous months of improvement; In December, the overall delinquency rate fell to its lowest level since 2020, and serious delinquencies (90+ days late) improved by 400,000 loans.The number of seriously delinquent homeowners in 2020 hit 2.6 million—according to Black Knight, that’s a 250-plus% increase in 90-day default activity.Foreclosures, on the other hand, are at all-time lows, thanks to moratoriums and forbearance plans meant to protect distressed homeowners from facing foreclosure in the wake of the pandemic. Foreclosure starts and sales (completions) fell to record lows. Starts fell by 67% from 2019 and the year’s 40,000 completions represented an annual decline of more than 70%.The analysts at Black Knight said prepayment activity ended the year 112% higher than in December 2019, which they say highlights a still-strong refi market going into 2021.”Even with Freddie Mac reporting the 30-year average at 2.77% Friday morning, there are still some 16.7 million refinance candidates who meet broad-based eligibility criteria and could also cut their first mortgage rate by 0.75% or more,” according to Black Knight’s report, which is available on Black Knight’s blog.Black Knight’s delinquency numbers count all homeowners who have missed payments, whether they are in forbearance plans or not. That said, borrowers in forbearance should not have missed payments reported to the credit bureaus by their servicers. 2021-01-22 Christina Hughes Babb Servicers Navigate the Post-Pandemic World 2 days ago Previous: How Janet Yellen’s Economic Policy May Impact the Industry Next: Fannie Mae Names New VP and Chief Risk Officer Sign up for DS News Daily The Week Ahead: Nearing the Forbearance Exit 2 days ago Print This Post